LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,659
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,345
−HK$4,761/mo
Today · 4.125%
HK$160,106
baseline
▲ 0.50% · 4.625%
HK$169,848
+HK$9,742/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$320,212/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,606
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,101
−HK$4,560/mo
Today · 4.125%
HK$176,661
baseline
▲ 0.50% · 4.625%
HK$185,974
+HK$9,313/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$353,322/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,790
−HK$11,337/mo
▼ 0.25% · 3.875%
HK$186,414
−HK$5,713/mo
Today · 4.125%
HK$192,127
baseline
▲ 0.50% · 4.625%
HK$203,818
+HK$11,691/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$384,254/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,127
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$206,522
−HK$5,472/mo
Today · 4.125%
HK$211,994
baseline
▲ 0.50% · 4.625%
HK$223,168
+HK$11,174/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$423,988/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,922
−HK$13,227/mo
▼ 0.25% · 3.875%
HK$217,483
−HK$6,666/mo
Today · 4.125%
HK$224,149
baseline
▲ 0.50% · 4.625%
HK$237,788
+HK$13,639/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$448,298/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,649
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$240,942
−HK$6,384/mo
Today · 4.125%
HK$247,326
baseline
▲ 0.50% · 4.625%
HK$260,363
+HK$13,037/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$494,652/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,186
−HK$17,005/mo
▼ 0.25% · 3.875%
HK$279,621
−HK$8,570/mo
Today · 4.125%
HK$288,191
baseline
▲ 0.50% · 4.625%
HK$305,727
+HK$17,536/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$576,382/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,691
−HK$16,300/mo
▼ 0.25% · 3.875%
HK$309,782
−HK$8,209/mo
Today · 4.125%
HK$317,991
baseline
▲ 0.50% · 4.625%
HK$334,752
+HK$16,761/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$635,982/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,808,014 · Scale 2, in force from 26 Feb 2026)