LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,676
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$155,363
−HK$4,762/mo
Today · 4.125%
HK$160,125
baseline
▲ 0.50% · 4.625%
HK$169,868
+HK$9,743/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$320,250/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,626
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,121
−HK$4,561/mo
Today · 4.125%
HK$176,682
baseline
▲ 0.50% · 4.625%
HK$185,995
+HK$9,313/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$353,364/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,811
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,435
−HK$5,715/mo
Today · 4.125%
HK$192,150
baseline
▲ 0.50% · 4.625%
HK$203,841
+HK$11,691/mo
Deposit HK$26.43M · loan HK$39.65M · min. income ≈ HK$384,300/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,151
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$206,545
−HK$5,473/mo
Today · 4.125%
HK$212,018
baseline
▲ 0.50% · 4.625%
HK$223,194
+HK$11,176/mo
Deposit HK$26.43M · loan HK$39.65M · min. income ≈ HK$424,036/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,946
−HK$13,229/mo
▼ 0.25% · 3.875%
HK$217,508
−HK$6,667/mo
Today · 4.125%
HK$224,175
baseline
▲ 0.50% · 4.625%
HK$237,815
+HK$13,640/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$448,350/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,676
−HK$12,679/mo
▼ 0.25% · 3.875%
HK$240,970
−HK$6,385/mo
Today · 4.125%
HK$247,355
baseline
▲ 0.50% · 4.625%
HK$260,393
+HK$13,038/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$494,710/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,217
−HK$17,007/mo
▼ 0.25% · 3.875%
HK$279,653
−HK$8,571/mo
Today · 4.125%
HK$288,224
baseline
▲ 0.50% · 4.625%
HK$305,762
+HK$17,538/mo
Deposit HK$6.61M · loan HK$59.47M · min. income ≈ HK$576,448/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,726
−HK$16,301/mo
▼ 0.25% · 3.875%
HK$309,818
−HK$8,209/mo
Today · 4.125%
HK$318,027
baseline
▲ 0.50% · 4.625%
HK$334,791
+HK$16,764/mo
Deposit HK$6.61M · loan HK$59.47M · min. income ≈ HK$636,054/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,808,337 · Scale 2, in force from 26 Feb 2026)