LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,070
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,538
−HK$477/mo
Today · 4.125%
HK$16,015
baseline
▲ 0.50% · 4.625%
HK$16,989
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,030/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,765
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,214
−HK$456/mo
Today · 4.125%
HK$17,670
baseline
▲ 0.50% · 4.625%
HK$18,602
+HK$932/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,340/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,083
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,646
−HK$571/mo
Today · 4.125%
HK$19,217
baseline
▲ 0.50% · 4.625%
HK$20,387
+HK$1,170/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$38,434/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,657
−HK$548/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,322
+HK$1,117/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,097
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,754
−HK$666/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,365/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$639/mo
Today · 4.125%
HK$24,739
baseline
▲ 0.50% · 4.625%
HK$26,043
+HK$1,304/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,478/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,125
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,969
−HK$857/mo
Today · 4.125%
HK$28,826
baseline
▲ 0.50% · 4.625%
HK$30,580
+HK$1,754/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,652/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,176
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,986
−HK$821/mo
Today · 4.125%
HK$31,807
baseline
▲ 0.50% · 4.625%
HK$33,483
+HK$1,676/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,614/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,871 · Scale 2, in force from 26 Feb 2026)