LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,071
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,540
−HK$476/mo
Today · 4.125%
HK$16,016
baseline
▲ 0.50% · 4.625%
HK$16,990
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,032/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,766
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,216
−HK$456/mo
Today · 4.125%
HK$17,672
baseline
▲ 0.50% · 4.625%
HK$18,603
+HK$931/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,344/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,085
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,648
−HK$571/mo
Today · 4.125%
HK$19,219
baseline
▲ 0.50% · 4.625%
HK$20,388
+HK$1,169/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$38,438/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,119
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,659
−HK$547/mo
Today · 4.125%
HK$21,206
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,118/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$42,412/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,099
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,755
−HK$667/mo
Today · 4.125%
HK$22,422
baseline
▲ 0.50% · 4.625%
HK$23,787
+HK$1,365/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,844/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,473
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,102
−HK$639/mo
Today · 4.125%
HK$24,741
baseline
▲ 0.50% · 4.625%
HK$26,045
+HK$1,304/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,482/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,127
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,971
−HK$858/mo
Today · 4.125%
HK$28,829
baseline
▲ 0.50% · 4.625%
HK$30,583
+HK$1,754/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,658/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,179
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,988
−HK$821/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,677/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$195,926 · Scale 2, in force from 26 Feb 2026)