LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,715
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$155,403
−HK$4,763/mo
Today · 4.125%
HK$160,166
baseline
▲ 0.50% · 4.625%
HK$169,912
+HK$9,746/mo
Deposit HK$33.05M · loan HK$33.05M · min. income ≈ HK$320,332/mo (50% DSR)
Upfront cash ≈ HK$35.86M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,669
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$172,165
−HK$4,562/mo
Today · 4.125%
HK$176,727
baseline
▲ 0.50% · 4.625%
HK$186,043
+HK$9,316/mo
Deposit HK$33.05M · loan HK$33.05M · min. income ≈ HK$353,454/mo (50% DSR)
Upfront cash ≈ HK$35.86M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,858
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$186,483
−HK$5,716/mo
Today · 4.125%
HK$192,199
baseline
▲ 0.50% · 4.625%
HK$203,894
+HK$11,695/mo
Deposit HK$26.44M · loan HK$39.66M · min. income ≈ HK$384,398/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,202
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$206,598
−HK$5,475/mo
Today · 4.125%
HK$212,073
baseline
▲ 0.50% · 4.625%
HK$223,251
+HK$11,178/mo
Deposit HK$26.44M · loan HK$39.66M · min. income ≈ HK$424,146/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,001
−HK$13,231/mo
▼ 0.25% · 3.875%
HK$217,564
−HK$6,668/mo
Today · 4.125%
HK$224,232
baseline
▲ 0.50% · 4.625%
HK$237,876
+HK$13,644/mo
Deposit HK$19.83M · loan HK$46.27M · min. income ≈ HK$448,464/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,736
−HK$12,682/mo
▼ 0.25% · 3.875%
HK$241,031
−HK$6,387/mo
Today · 4.125%
HK$247,418
baseline
▲ 0.50% · 4.625%
HK$260,460
+HK$13,042/mo
Deposit HK$19.83M · loan HK$46.27M · min. income ≈ HK$494,836/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,286
−HK$17,012/mo
▼ 0.25% · 3.875%
HK$279,725
−HK$8,573/mo
Today · 4.125%
HK$288,298
baseline
▲ 0.50% · 4.625%
HK$305,841
+HK$17,543/mo
Deposit HK$6.61M · loan HK$59.49M · min. income ≈ HK$576,596/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,803
−HK$16,306/mo
▼ 0.25% · 3.875%
HK$309,898
−HK$8,211/mo
Today · 4.125%
HK$318,109
baseline
▲ 0.50% · 4.625%
HK$334,877
+HK$16,768/mo
Deposit HK$6.61M · loan HK$59.49M · min. income ≈ HK$636,218/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,809,059 · Scale 2, in force from 26 Feb 2026)