LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,764
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$155,453
−HK$4,765/mo
Today · 4.125%
HK$160,218
baseline
▲ 0.50% · 4.625%
HK$169,967
+HK$9,749/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$320,436/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,723
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$172,222
−HK$4,563/mo
Today · 4.125%
HK$176,785
baseline
▲ 0.50% · 4.625%
HK$186,103
+HK$9,318/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$353,570/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,917
−HK$11,345/mo
▼ 0.25% · 3.875%
HK$186,544
−HK$5,718/mo
Today · 4.125%
HK$192,262
baseline
▲ 0.50% · 4.625%
HK$203,960
+HK$11,698/mo
Deposit HK$26.45M · loan HK$39.67M · min. income ≈ HK$384,524/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,268
−HK$10,874/mo
▼ 0.25% · 3.875%
HK$206,666
−HK$5,476/mo
Today · 4.125%
HK$212,142
baseline
▲ 0.50% · 4.625%
HK$223,324
+HK$11,182/mo
Deposit HK$26.45M · loan HK$39.67M · min. income ≈ HK$424,284/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,069
−HK$13,236/mo
▼ 0.25% · 3.875%
HK$217,635
−HK$6,670/mo
Today · 4.125%
HK$224,305
baseline
▲ 0.50% · 4.625%
HK$237,954
+HK$13,649/mo
Deposit HK$19.84M · loan HK$46.28M · min. income ≈ HK$448,610/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,813
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$241,110
−HK$6,389/mo
Today · 4.125%
HK$247,499
baseline
▲ 0.50% · 4.625%
HK$260,545
+HK$13,046/mo
Deposit HK$19.84M · loan HK$46.28M · min. income ≈ HK$494,998/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,375
−HK$17,018/mo
▼ 0.25% · 3.875%
HK$279,816
−HK$8,577/mo
Today · 4.125%
HK$288,393
baseline
▲ 0.50% · 4.625%
HK$305,941
+HK$17,548/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$576,786/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,902
−HK$16,311/mo
▼ 0.25% · 3.875%
HK$309,999
−HK$8,214/mo
Today · 4.125%
HK$318,213
baseline
▲ 0.50% · 4.625%
HK$334,986
+HK$16,773/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$636,426/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,809,975 · Scale 2, in force from 26 Feb 2026)