LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,770
−HK$9,455/mo
▼ 0.25% · 3.875%
HK$155,460
−HK$4,765/mo
Today · 4.125%
HK$160,225
baseline
▲ 0.50% · 4.625%
HK$169,974
+HK$9,749/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$320,450/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,730
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$172,229
−HK$4,563/mo
Today · 4.125%
HK$176,792
baseline
▲ 0.50% · 4.625%
HK$186,111
+HK$9,319/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$353,584/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,924
−HK$11,346/mo
▼ 0.25% · 3.875%
HK$186,552
−HK$5,718/mo
Today · 4.125%
HK$192,270
baseline
▲ 0.50% · 4.625%
HK$203,969
+HK$11,699/mo
Deposit HK$26.45M · loan HK$39.67M · min. income ≈ HK$384,540/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,277
−HK$10,874/mo
▼ 0.25% · 3.875%
HK$206,675
−HK$5,476/mo
Today · 4.125%
HK$212,151
baseline
▲ 0.50% · 4.625%
HK$223,334
+HK$11,183/mo
Deposit HK$26.45M · loan HK$39.67M · min. income ≈ HK$424,302/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,078
−HK$13,237/mo
▼ 0.25% · 3.875%
HK$217,644
−HK$6,671/mo
Today · 4.125%
HK$224,315
baseline
▲ 0.50% · 4.625%
HK$237,964
+HK$13,649/mo
Deposit HK$19.84M · loan HK$46.28M · min. income ≈ HK$448,630/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,823
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$241,121
−HK$6,388/mo
Today · 4.125%
HK$247,509
baseline
▲ 0.50% · 4.625%
HK$260,556
+HK$13,047/mo
Deposit HK$19.84M · loan HK$46.28M · min. income ≈ HK$495,018/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,387
−HK$17,018/mo
▼ 0.25% · 3.875%
HK$279,828
−HK$8,577/mo
Today · 4.125%
HK$288,405
baseline
▲ 0.50% · 4.625%
HK$305,954
+HK$17,549/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$576,810/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,915
−HK$16,311/mo
▼ 0.25% · 3.875%
HK$310,012
−HK$8,214/mo
Today · 4.125%
HK$318,226
baseline
▲ 0.50% · 4.625%
HK$335,001
+HK$16,775/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$636,452/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,097 · Scale 2, in force from 26 Feb 2026)