LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,783
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,474
−HK$4,765/mo
Today · 4.125%
HK$160,239
baseline
▲ 0.50% · 4.625%
HK$169,989
+HK$9,750/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$320,478/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,745
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,244
−HK$4,564/mo
Today · 4.125%
HK$176,808
baseline
▲ 0.50% · 4.625%
HK$186,127
+HK$9,319/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$353,616/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,940
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,568
−HK$5,719/mo
Today · 4.125%
HK$192,287
baseline
▲ 0.50% · 4.625%
HK$203,987
+HK$11,700/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$384,574/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,294
−HK$10,875/mo
▼ 0.25% · 3.875%
HK$206,693
−HK$5,476/mo
Today · 4.125%
HK$212,169
baseline
▲ 0.50% · 4.625%
HK$223,353
+HK$11,184/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$424,338/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,097
−HK$13,237/mo
▼ 0.25% · 3.875%
HK$217,663
−HK$6,671/mo
Today · 4.125%
HK$224,334
baseline
▲ 0.50% · 4.625%
HK$237,985
+HK$13,651/mo
Deposit HK$19.84M · loan HK$46.29M · min. income ≈ HK$448,668/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,843
−HK$12,688/mo
▼ 0.25% · 3.875%
HK$241,141
−HK$6,390/mo
Today · 4.125%
HK$247,531
baseline
▲ 0.50% · 4.625%
HK$260,578
+HK$13,047/mo
Deposit HK$19.84M · loan HK$46.29M · min. income ≈ HK$495,062/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,410
−HK$17,020/mo
▼ 0.25% · 3.875%
HK$279,852
−HK$8,578/mo
Today · 4.125%
HK$288,430
baseline
▲ 0.50% · 4.625%
HK$305,980
+HK$17,550/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$576,860/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,941
−HK$16,313/mo
▼ 0.25% · 3.875%
HK$310,039
−HK$8,215/mo
Today · 4.125%
HK$318,254
baseline
▲ 0.50% · 4.625%
HK$335,029
+HK$16,775/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$636,508/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,339 · Scale 2, in force from 26 Feb 2026)