LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,786
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,476
−HK$4,766/mo
Today · 4.125%
HK$160,242
baseline
▲ 0.50% · 4.625%
HK$169,992
+HK$9,750/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$320,484/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,748
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,247
−HK$4,564/mo
Today · 4.125%
HK$176,811
baseline
▲ 0.50% · 4.625%
HK$186,131
+HK$9,320/mo
Deposit HK$33.06M · loan HK$33.06M · min. income ≈ HK$353,622/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,943
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,571
−HK$5,719/mo
Today · 4.125%
HK$192,290
baseline
▲ 0.50% · 4.625%
HK$203,990
+HK$11,700/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$384,580/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,297
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$206,696
−HK$5,477/mo
Today · 4.125%
HK$212,173
baseline
▲ 0.50% · 4.625%
HK$223,357
+HK$11,184/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$424,346/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,100
−HK$13,238/mo
▼ 0.25% · 3.875%
HK$217,667
−HK$6,671/mo
Today · 4.125%
HK$224,338
baseline
▲ 0.50% · 4.625%
HK$237,989
+HK$13,651/mo
Deposit HK$19.84M · loan HK$46.29M · min. income ≈ HK$448,676/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,847
−HK$12,688/mo
▼ 0.25% · 3.875%
HK$241,145
−HK$6,390/mo
Today · 4.125%
HK$247,535
baseline
▲ 0.50% · 4.625%
HK$260,583
+HK$13,048/mo
Deposit HK$19.84M · loan HK$46.29M · min. income ≈ HK$495,070/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,415
−HK$17,020/mo
▼ 0.25% · 3.875%
HK$279,857
−HK$8,578/mo
Today · 4.125%
HK$288,435
baseline
▲ 0.50% · 4.625%
HK$305,985
+HK$17,550/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$576,870/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,946
−HK$16,313/mo
▼ 0.25% · 3.875%
HK$310,044
−HK$8,215/mo
Today · 4.125%
HK$318,259
baseline
▲ 0.50% · 4.625%
HK$335,035
+HK$16,776/mo
Deposit HK$6.61M · loan HK$59.51M · min. income ≈ HK$636,518/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,387 · Scale 2, in force from 26 Feb 2026)