LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,079
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,548
−HK$476/mo
Today · 4.125%
HK$16,024
baseline
▲ 0.50% · 4.625%
HK$16,999
+HK$975/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,048/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,775
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,225
−HK$456/mo
Today · 4.125%
HK$17,681
baseline
▲ 0.50% · 4.625%
HK$18,613
+HK$932/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,362/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,094
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,657
−HK$572/mo
Today · 4.125%
HK$19,229
baseline
▲ 0.50% · 4.625%
HK$20,399
+HK$1,170/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,458/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,130
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,670
−HK$547/mo
Today · 4.125%
HK$21,217
baseline
▲ 0.50% · 4.625%
HK$22,336
+HK$1,119/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,434/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,110
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,767
−HK$667/mo
Today · 4.125%
HK$22,434
baseline
▲ 0.50% · 4.625%
HK$23,799
+HK$1,365/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,868/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,485
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$639/mo
Today · 4.125%
HK$24,754
baseline
▲ 0.50% · 4.625%
HK$26,059
+HK$1,305/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,508/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,142
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,986
−HK$858/mo
Today · 4.125%
HK$28,844
baseline
▲ 0.50% · 4.625%
HK$30,599
+HK$1,755/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,688/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,195
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,005
−HK$821/mo
Today · 4.125%
HK$31,826
baseline
▲ 0.50% · 4.625%
HK$33,504
+HK$1,678/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,652/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,274 · Scale 2, in force from 26 Feb 2026)