LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,809
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,500
−HK$4,766/mo
Today · 4.125%
HK$160,266
baseline
▲ 0.50% · 4.625%
HK$170,017
+HK$9,751/mo
Deposit HK$33.07M · loan HK$33.07M · min. income ≈ HK$320,532/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,773
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,273
−HK$4,564/mo
Today · 4.125%
HK$176,837
baseline
▲ 0.50% · 4.625%
HK$186,159
+HK$9,322/mo
Deposit HK$33.07M · loan HK$33.07M · min. income ≈ HK$353,674/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,970
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$186,600
−HK$5,719/mo
Today · 4.125%
HK$192,319
baseline
▲ 0.50% · 4.625%
HK$204,021
+HK$11,702/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$384,638/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,328
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$206,727
−HK$5,478/mo
Today · 4.125%
HK$212,205
baseline
▲ 0.50% · 4.625%
HK$223,390
+HK$11,185/mo
Deposit HK$26.45M · loan HK$39.68M · min. income ≈ HK$424,410/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,132
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$217,700
−HK$6,672/mo
Today · 4.125%
HK$224,372
baseline
▲ 0.50% · 4.625%
HK$238,024
+HK$13,652/mo
Deposit HK$19.84M · loan HK$46.30M · min. income ≈ HK$448,744/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,882
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$241,182
−HK$6,390/mo
Today · 4.125%
HK$247,572
baseline
▲ 0.50% · 4.625%
HK$260,622
+HK$13,050/mo
Deposit HK$19.84M · loan HK$46.30M · min. income ≈ HK$495,144/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,456
−HK$17,022/mo
▼ 0.25% · 3.875%
HK$279,899
−HK$8,579/mo
Today · 4.125%
HK$288,478
baseline
▲ 0.50% · 4.625%
HK$306,031
+HK$17,553/mo
Deposit HK$6.61M · loan HK$59.52M · min. income ≈ HK$576,956/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,992
−HK$16,315/mo
▼ 0.25% · 3.875%
HK$310,091
−HK$8,216/mo
Today · 4.125%
HK$318,307
baseline
▲ 0.50% · 4.625%
HK$335,086
+HK$16,779/mo
Deposit HK$6.61M · loan HK$59.52M · min. income ≈ HK$636,614/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,810,811 · Scale 2, in force from 26 Feb 2026)