LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,082
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,551
−HK$477/mo
Today · 4.125%
HK$16,028
baseline
▲ 0.50% · 4.625%
HK$17,003
+HK$975/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,056/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,779
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,229
−HK$456/mo
Today · 4.125%
HK$17,685
baseline
▲ 0.50% · 4.625%
HK$18,618
+HK$933/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,370/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,099
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,662
−HK$572/mo
Today · 4.125%
HK$19,234
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,170/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,468/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$547/mo
Today · 4.125%
HK$21,222
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,119/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,444/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,115
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$667/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,805
+HK$1,366/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,490
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,120
−HK$640/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,305/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,148
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,993
−HK$858/mo
Today · 4.125%
HK$28,851
baseline
▲ 0.50% · 4.625%
HK$30,606
+HK$1,755/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,702/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,202
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,012
−HK$822/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,512
+HK$1,678/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,429 · Scale 2, in force from 26 Feb 2026)