LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,838
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,530
−HK$4,767/mo
Today · 4.125%
HK$160,297
baseline
▲ 0.50% · 4.625%
HK$170,050
+HK$9,753/mo
Deposit HK$33.07M · loan HK$33.07M · min. income ≈ HK$320,594/mo (50% DSR)
Upfront cash ≈ HK$35.89M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,806
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,306
−HK$4,566/mo
Today · 4.125%
HK$176,872
baseline
▲ 0.50% · 4.625%
HK$186,195
+HK$9,323/mo
Deposit HK$33.07M · loan HK$33.07M · min. income ≈ HK$353,744/mo (50% DSR)
Upfront cash ≈ HK$35.89M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,005
−HK$11,351/mo
▼ 0.25% · 3.875%
HK$186,636
−HK$5,720/mo
Today · 4.125%
HK$192,356
baseline
▲ 0.50% · 4.625%
HK$204,060
+HK$11,704/mo
Deposit HK$26.46M · loan HK$39.69M · min. income ≈ HK$384,712/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,367
−HK$10,879/mo
▼ 0.25% · 3.875%
HK$206,767
−HK$5,479/mo
Today · 4.125%
HK$212,246
baseline
▲ 0.50% · 4.625%
HK$223,434
+HK$11,188/mo
Deposit HK$26.46M · loan HK$39.69M · min. income ≈ HK$424,492/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,173
−HK$13,242/mo
▼ 0.25% · 3.875%
HK$217,742
−HK$6,673/mo
Today · 4.125%
HK$224,415
baseline
▲ 0.50% · 4.625%
HK$238,071
+HK$13,656/mo
Deposit HK$19.84M · loan HK$46.30M · min. income ≈ HK$448,830/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,928
−HK$12,692/mo
▼ 0.25% · 3.875%
HK$241,228
−HK$6,392/mo
Today · 4.125%
HK$247,620
baseline
▲ 0.50% · 4.625%
HK$260,673
+HK$13,053/mo
Deposit HK$19.84M · loan HK$46.30M · min. income ≈ HK$495,240/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,508
−HK$17,026/mo
▼ 0.25% · 3.875%
HK$279,954
−HK$8,580/mo
Today · 4.125%
HK$288,534
baseline
▲ 0.50% · 4.625%
HK$306,091
+HK$17,557/mo
Deposit HK$6.61M · loan HK$59.53M · min. income ≈ HK$577,068/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,050
−HK$16,319/mo
▼ 0.25% · 3.875%
HK$310,151
−HK$8,218/mo
Today · 4.125%
HK$318,369
baseline
▲ 0.50% · 4.625%
HK$335,151
+HK$16,782/mo
Deposit HK$6.61M · loan HK$59.53M · min. income ≈ HK$636,738/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,811,355 · Scale 2, in force from 26 Feb 2026)