LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,873
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$155,566
−HK$4,768/mo
Today · 4.125%
HK$160,334
baseline
▲ 0.50% · 4.625%
HK$170,090
+HK$9,756/mo
Deposit HK$33.08M · loan HK$33.08M · min. income ≈ HK$320,668/mo (50% DSR)
Upfront cash ≈ HK$35.89M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,844
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$172,346
−HK$4,566/mo
Today · 4.125%
HK$176,912
baseline
▲ 0.50% · 4.625%
HK$186,238
+HK$9,326/mo
Deposit HK$33.08M · loan HK$33.08M · min. income ≈ HK$353,824/mo (50% DSR)
Upfront cash ≈ HK$35.89M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,047
−HK$11,353/mo
▼ 0.25% · 3.875%
HK$186,679
−HK$5,721/mo
Today · 4.125%
HK$192,400
baseline
▲ 0.50% · 4.625%
HK$204,108
+HK$11,708/mo
Deposit HK$26.47M · loan HK$39.70M · min. income ≈ HK$384,800/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,413
−HK$10,882/mo
▼ 0.25% · 3.875%
HK$206,815
−HK$5,480/mo
Today · 4.125%
HK$212,295
baseline
▲ 0.50% · 4.625%
HK$223,485
+HK$11,190/mo
Deposit HK$26.47M · loan HK$39.70M · min. income ≈ HK$424,590/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,222
−HK$13,245/mo
▼ 0.25% · 3.875%
HK$217,792
−HK$6,675/mo
Today · 4.125%
HK$224,467
baseline
▲ 0.50% · 4.625%
HK$238,125
+HK$13,658/mo
Deposit HK$19.85M · loan HK$46.32M · min. income ≈ HK$448,934/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,982
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$241,284
−HK$6,393/mo
Today · 4.125%
HK$247,677
baseline
▲ 0.50% · 4.625%
HK$260,733
+HK$13,056/mo
Deposit HK$19.85M · loan HK$46.32M · min. income ≈ HK$495,354/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,571
−HK$17,030/mo
▼ 0.25% · 3.875%
HK$280,018
−HK$8,583/mo
Today · 4.125%
HK$288,601
baseline
▲ 0.50% · 4.625%
HK$306,161
+HK$17,560/mo
Deposit HK$6.62M · loan HK$59.55M · min. income ≈ HK$577,202/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,120
−HK$16,322/mo
▼ 0.25% · 3.875%
HK$310,222
−HK$8,220/mo
Today · 4.125%
HK$318,442
baseline
▲ 0.50% · 4.625%
HK$335,228
+HK$16,786/mo
Deposit HK$6.62M · loan HK$59.55M · min. income ≈ HK$636,884/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,812,003 · Scale 2, in force from 26 Feb 2026)