LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,089
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,559
−HK$477/mo
Today · 4.125%
HK$16,036
baseline
▲ 0.50% · 4.625%
HK$17,011
+HK$975/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,072/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,787
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,237
−HK$457/mo
Today · 4.125%
HK$17,694
baseline
▲ 0.50% · 4.625%
HK$18,626
+HK$932/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,388/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,107
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,671
−HK$572/mo
Today · 4.125%
HK$19,243
baseline
▲ 0.50% · 4.625%
HK$20,414
+HK$1,171/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,486/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,144
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,684
−HK$549/mo
Today · 4.125%
HK$21,233
baseline
▲ 0.50% · 4.625%
HK$22,352
+HK$1,119/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,466/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,125
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,782
−HK$668/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,366/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,502
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$639/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,077
+HK$1,306/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$858/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,757/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$822/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,679/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,744 · Scale 2, in force from 26 Feb 2026)