LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,921
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$155,616
−HK$4,770/mo
Today · 4.125%
HK$160,386
baseline
▲ 0.50% · 4.625%
HK$170,145
+HK$9,759/mo
Deposit HK$33.09M · loan HK$33.09M · min. income ≈ HK$320,772/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,899
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$172,402
−HK$4,568/mo
Today · 4.125%
HK$176,970
baseline
▲ 0.50% · 4.625%
HK$186,298
+HK$9,328/mo
Deposit HK$33.09M · loan HK$33.09M · min. income ≈ HK$353,940/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,106
−HK$11,357/mo
▼ 0.25% · 3.875%
HK$186,739
−HK$5,724/mo
Today · 4.125%
HK$192,463
baseline
▲ 0.50% · 4.625%
HK$204,174
+HK$11,711/mo
Deposit HK$26.47M · loan HK$39.71M · min. income ≈ HK$384,926/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,478
−HK$10,886/mo
▼ 0.25% · 3.875%
HK$206,882
−HK$5,482/mo
Today · 4.125%
HK$212,364
baseline
▲ 0.50% · 4.625%
HK$223,558
+HK$11,194/mo
Deposit HK$26.47M · loan HK$39.71M · min. income ≈ HK$424,728/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,290
−HK$13,250/mo
▼ 0.25% · 3.875%
HK$217,862
−HK$6,678/mo
Today · 4.125%
HK$224,540
baseline
▲ 0.50% · 4.625%
HK$238,202
+HK$13,662/mo
Deposit HK$19.86M · loan HK$46.33M · min. income ≈ HK$449,080/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,058
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$241,362
−HK$6,395/mo
Today · 4.125%
HK$247,757
baseline
▲ 0.50% · 4.625%
HK$260,817
+HK$13,060/mo
Deposit HK$19.86M · loan HK$46.33M · min. income ≈ HK$495,514/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,659
−HK$17,035/mo
▼ 0.25% · 3.875%
HK$280,109
−HK$8,585/mo
Today · 4.125%
HK$288,694
baseline
▲ 0.50% · 4.625%
HK$306,260
+HK$17,566/mo
Deposit HK$6.62M · loan HK$59.57M · min. income ≈ HK$577,388/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,217
−HK$16,328/mo
▼ 0.25% · 3.875%
HK$310,323
−HK$8,222/mo
Today · 4.125%
HK$318,545
baseline
▲ 0.50% · 4.625%
HK$335,336
+HK$16,791/mo
Deposit HK$6.62M · loan HK$59.57M · min. income ≈ HK$637,090/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,812,913 · Scale 2, in force from 26 Feb 2026)