LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,964
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$155,660
−HK$4,771/mo
Today · 4.125%
HK$160,431
baseline
▲ 0.50% · 4.625%
HK$170,193
+HK$9,762/mo
Deposit HK$33.10M · loan HK$33.10M · min. income ≈ HK$320,862/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,946
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$172,450
−HK$4,570/mo
Today · 4.125%
HK$177,020
baseline
▲ 0.50% · 4.625%
HK$186,351
+HK$9,331/mo
Deposit HK$33.10M · loan HK$33.10M · min. income ≈ HK$354,040/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,157
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$186,792
−HK$5,725/mo
Today · 4.125%
HK$192,517
baseline
▲ 0.50% · 4.625%
HK$204,231
+HK$11,714/mo
Deposit HK$26.48M · loan HK$39.72M · min. income ≈ HK$385,034/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,535
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$206,940
−HK$5,484/mo
Today · 4.125%
HK$212,424
baseline
▲ 0.50% · 4.625%
HK$223,621
+HK$11,197/mo
Deposit HK$26.48M · loan HK$39.72M · min. income ≈ HK$424,848/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,350
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$217,924
−HK$6,679/mo
Today · 4.125%
HK$224,603
baseline
▲ 0.50% · 4.625%
HK$238,270
+HK$13,667/mo
Deposit HK$19.86M · loan HK$46.34M · min. income ≈ HK$449,206/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,125
−HK$12,703/mo
▼ 0.25% · 3.875%
HK$241,430
−HK$6,398/mo
Today · 4.125%
HK$247,828
baseline
▲ 0.50% · 4.625%
HK$260,891
+HK$13,063/mo
Deposit HK$19.86M · loan HK$46.34M · min. income ≈ HK$495,656/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,735
−HK$17,041/mo
▼ 0.25% · 3.875%
HK$280,188
−HK$8,588/mo
Today · 4.125%
HK$288,776
baseline
▲ 0.50% · 4.625%
HK$306,347
+HK$17,571/mo
Deposit HK$6.62M · loan HK$59.58M · min. income ≈ HK$577,552/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,303
−HK$16,333/mo
▼ 0.25% · 3.875%
HK$310,411
−HK$8,225/mo
Today · 4.125%
HK$318,636
baseline
▲ 0.50% · 4.625%
HK$335,431
+HK$16,795/mo
Deposit HK$6.62M · loan HK$59.58M · min. income ≈ HK$637,272/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$2,813,709 · Scale 2, in force from 26 Feb 2026)