LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,098
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,568
−HK$477/mo
Today · 4.125%
HK$16,045
baseline
▲ 0.50% · 4.625%
HK$17,022
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,090/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,797
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,247
−HK$457/mo
Today · 4.125%
HK$17,704
baseline
▲ 0.50% · 4.625%
HK$18,638
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,408/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,118
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,682
−HK$572/mo
Today · 4.125%
HK$19,254
baseline
▲ 0.50% · 4.625%
HK$20,426
+HK$1,172/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,508/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,156
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,697
−HK$548/mo
Today · 4.125%
HK$21,245
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,120/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,490/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,138
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$668/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,367/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,516
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,146
−HK$640/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,093
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,177
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$858/mo
Today · 4.125%
HK$28,881
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,758/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,762/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,234
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$823/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,680/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,139 · Scale 2, in force from 26 Feb 2026)