LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,000
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,697
−HK$4,772/mo
Today · 4.125%
HK$160,469
baseline
▲ 0.50% · 4.625%
HK$170,233
+HK$9,764/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$320,938/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,986
−HK$9,075/mo
▼ 0.25% · 3.875%
HK$172,491
−HK$4,570/mo
Today · 4.125%
HK$177,061
baseline
▲ 0.50% · 4.625%
HK$186,395
+HK$9,334/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$354,122/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,200
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,836
−HK$5,727/mo
Today · 4.125%
HK$192,563
baseline
▲ 0.50% · 4.625%
HK$204,280
+HK$11,717/mo
Deposit HK$26.49M · loan HK$39.73M · min. income ≈ HK$385,126/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,583
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,989
−HK$5,485/mo
Today · 4.125%
HK$212,474
baseline
▲ 0.50% · 4.625%
HK$223,674
+HK$11,200/mo
Deposit HK$26.49M · loan HK$39.73M · min. income ≈ HK$424,948/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,400
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$217,975
−HK$6,681/mo
Today · 4.125%
HK$224,656
baseline
▲ 0.50% · 4.625%
HK$238,326
+HK$13,670/mo
Deposit HK$19.87M · loan HK$46.35M · min. income ≈ HK$449,312/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,180
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,487
−HK$6,399/mo
Today · 4.125%
HK$247,886
baseline
▲ 0.50% · 4.625%
HK$260,952
+HK$13,066/mo
Deposit HK$19.87M · loan HK$46.35M · min. income ≈ HK$495,772/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,800
−HK$17,044/mo
▼ 0.25% · 3.875%
HK$280,254
−HK$8,590/mo
Today · 4.125%
HK$288,844
baseline
▲ 0.50% · 4.625%
HK$306,419
+HK$17,575/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$577,688/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,374
−HK$16,337/mo
▼ 0.25% · 3.875%
HK$310,484
−HK$8,227/mo
Today · 4.125%
HK$318,711
baseline
▲ 0.50% · 4.625%
HK$335,510
+HK$16,799/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$637,422/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,373 · Scale 2, in force from 26 Feb 2026)