LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,001
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,698
−HK$4,772/mo
Today · 4.125%
HK$160,470
baseline
▲ 0.50% · 4.625%
HK$170,234
+HK$9,764/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$320,940/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,987
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,492
−HK$4,571/mo
Today · 4.125%
HK$177,063
baseline
▲ 0.50% · 4.625%
HK$186,396
+HK$9,333/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$354,126/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,201
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,837
−HK$5,727/mo
Today · 4.125%
HK$192,564
baseline
▲ 0.50% · 4.625%
HK$204,281
+HK$11,717/mo
Deposit HK$26.49M · loan HK$39.73M · min. income ≈ HK$385,128/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,584
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,991
−HK$5,484/mo
Today · 4.125%
HK$212,475
baseline
▲ 0.50% · 4.625%
HK$223,675
+HK$11,200/mo
Deposit HK$26.49M · loan HK$39.73M · min. income ≈ HK$424,950/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,401
−HK$13,257/mo
▼ 0.25% · 3.875%
HK$217,977
−HK$6,681/mo
Today · 4.125%
HK$224,658
baseline
▲ 0.50% · 4.625%
HK$238,328
+HK$13,670/mo
Deposit HK$19.87M · loan HK$46.35M · min. income ≈ HK$449,316/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,182
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,489
−HK$6,399/mo
Today · 4.125%
HK$247,888
baseline
▲ 0.50% · 4.625%
HK$260,954
+HK$13,066/mo
Deposit HK$19.87M · loan HK$46.35M · min. income ≈ HK$495,776/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,802
−HK$17,044/mo
▼ 0.25% · 3.875%
HK$280,256
−HK$8,590/mo
Today · 4.125%
HK$288,846
baseline
▲ 0.50% · 4.625%
HK$306,422
+HK$17,576/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$577,692/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,377
−HK$16,336/mo
▼ 0.25% · 3.875%
HK$310,486
−HK$8,227/mo
Today · 4.125%
HK$318,713
baseline
▲ 0.50% · 4.625%
HK$335,513
+HK$16,800/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$637,426/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,394 · Scale 2, in force from 26 Feb 2026)