LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,014
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$155,711
−HK$4,773/mo
Today · 4.125%
HK$160,484
baseline
▲ 0.50% · 4.625%
HK$170,249
+HK$9,765/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$320,968/mo (50% DSR)
Upfront cash ≈ HK$35.93M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,001
−HK$9,077/mo
▼ 0.25% · 3.875%
HK$172,507
−HK$4,571/mo
Today · 4.125%
HK$177,078
baseline
▲ 0.50% · 4.625%
HK$186,412
+HK$9,334/mo
Deposit HK$33.11M · loan HK$33.11M · min. income ≈ HK$354,156/mo (50% DSR)
Upfront cash ≈ HK$35.93M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,216
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$186,853
−HK$5,727/mo
Today · 4.125%
HK$192,580
baseline
▲ 0.50% · 4.625%
HK$204,298
+HK$11,718/mo
Deposit HK$26.49M · loan HK$39.74M · min. income ≈ HK$385,160/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,601
−HK$10,892/mo
▼ 0.25% · 3.875%
HK$207,008
−HK$5,485/mo
Today · 4.125%
HK$212,493
baseline
▲ 0.50% · 4.625%
HK$223,694
+HK$11,201/mo
Deposit HK$26.49M · loan HK$39.74M · min. income ≈ HK$424,986/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,419
−HK$13,258/mo
▼ 0.25% · 3.875%
HK$217,996
−HK$6,681/mo
Today · 4.125%
HK$224,677
baseline
▲ 0.50% · 4.625%
HK$238,348
+HK$13,671/mo
Deposit HK$19.87M · loan HK$46.36M · min. income ≈ HK$449,354/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,202
−HK$12,707/mo
▼ 0.25% · 3.875%
HK$241,510
−HK$6,399/mo
Today · 4.125%
HK$247,909
baseline
▲ 0.50% · 4.625%
HK$260,977
+HK$13,068/mo
Deposit HK$19.87M · loan HK$46.36M · min. income ≈ HK$495,818/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,825
−HK$17,045/mo
▼ 0.25% · 3.875%
HK$280,280
−HK$8,590/mo
Today · 4.125%
HK$288,870
baseline
▲ 0.50% · 4.625%
HK$306,448
+HK$17,578/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$577,740/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,402
−HK$16,338/mo
▼ 0.25% · 3.875%
HK$310,513
−HK$8,227/mo
Today · 4.125%
HK$318,740
baseline
▲ 0.50% · 4.625%
HK$335,541
+HK$16,801/mo
Deposit HK$6.62M · loan HK$59.60M · min. income ≈ HK$637,480/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,814,632 · Scale 2, in force from 26 Feb 2026)