LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,105
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,575
−HK$477/mo
Today · 4.125%
HK$16,052
baseline
▲ 0.50% · 4.625%
HK$17,029
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,104/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,804
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,255
−HK$457/mo
Today · 4.125%
HK$17,712
baseline
▲ 0.50% · 4.625%
HK$18,646
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,424/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,126
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,690
−HK$573/mo
Today · 4.125%
HK$19,263
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,172/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,526/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,165
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,706
−HK$548/mo
Today · 4.125%
HK$21,254
baseline
▲ 0.50% · 4.625%
HK$22,375
+HK$1,121/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,508/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,147
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,805
−HK$668/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,841
+HK$1,368/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,157
−HK$640/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,189
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,035
−HK$859/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,758/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,059
−HK$823/mo
Today · 4.125%
HK$31,882
baseline
▲ 0.50% · 4.625%
HK$33,562
+HK$1,680/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,764/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,427 · Scale 2, in force from 26 Feb 2026)