LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,073
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$155,772
−HK$4,775/mo
Today · 4.125%
HK$160,547
baseline
▲ 0.50% · 4.625%
HK$170,316
+HK$9,769/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$321,094/mo (50% DSR)
Upfront cash ≈ HK$35.94M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,067
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,575
−HK$4,573/mo
Today · 4.125%
HK$177,148
baseline
▲ 0.50% · 4.625%
HK$186,485
+HK$9,337/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$354,296/mo (50% DSR)
Upfront cash ≈ HK$35.94M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,288
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,927
−HK$5,729/mo
Today · 4.125%
HK$192,656
baseline
▲ 0.50% · 4.625%
HK$204,379
+HK$11,723/mo
Deposit HK$26.50M · loan HK$39.75M · min. income ≈ HK$385,312/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,681
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,090
−HK$5,487/mo
Today · 4.125%
HK$212,577
baseline
▲ 0.50% · 4.625%
HK$223,782
+HK$11,205/mo
Deposit HK$26.50M · loan HK$39.75M · min. income ≈ HK$425,154/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,502
−HK$13,263/mo
▼ 0.25% · 3.875%
HK$218,081
−HK$6,684/mo
Today · 4.125%
HK$224,765
baseline
▲ 0.50% · 4.625%
HK$238,442
+HK$13,677/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$449,530/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,294
−HK$12,713/mo
▼ 0.25% · 3.875%
HK$241,605
−HK$6,402/mo
Today · 4.125%
HK$248,007
baseline
▲ 0.50% · 4.625%
HK$261,079
+HK$13,072/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$496,014/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,932
−HK$17,052/mo
▼ 0.25% · 3.875%
HK$280,390
−HK$8,594/mo
Today · 4.125%
HK$288,984
baseline
▲ 0.50% · 4.625%
HK$306,568
+HK$17,584/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$577,968/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,521
−HK$16,345/mo
▼ 0.25% · 3.875%
HK$310,635
−HK$8,231/mo
Today · 4.125%
HK$318,866
baseline
▲ 0.50% · 4.625%
HK$335,673
+HK$16,807/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$637,732/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,815,740 · Scale 2, in force from 26 Feb 2026)