LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,075
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,774
−HK$4,774/mo
Today · 4.125%
HK$160,548
baseline
▲ 0.50% · 4.625%
HK$170,317
+HK$9,769/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$321,096/mo (50% DSR)
Upfront cash ≈ HK$35.94M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,069
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$172,577
−HK$4,572/mo
Today · 4.125%
HK$177,149
baseline
▲ 0.50% · 4.625%
HK$186,487
+HK$9,338/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$354,298/mo (50% DSR)
Upfront cash ≈ HK$35.94M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,290
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,929
−HK$5,729/mo
Today · 4.125%
HK$192,658
baseline
▲ 0.50% · 4.625%
HK$204,381
+HK$11,723/mo
Deposit HK$26.50M · loan HK$39.75M · min. income ≈ HK$385,316/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,683
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,092
−HK$5,487/mo
Today · 4.125%
HK$212,579
baseline
▲ 0.50% · 4.625%
HK$223,785
+HK$11,206/mo
Deposit HK$26.50M · loan HK$39.75M · min. income ≈ HK$425,158/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,505
−HK$13,263/mo
▼ 0.25% · 3.875%
HK$218,084
−HK$6,684/mo
Today · 4.125%
HK$224,768
baseline
▲ 0.50% · 4.625%
HK$238,444
+HK$13,676/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$449,536/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,297
−HK$12,712/mo
▼ 0.25% · 3.875%
HK$241,607
−HK$6,402/mo
Today · 4.125%
HK$248,009
baseline
▲ 0.50% · 4.625%
HK$261,082
+HK$13,073/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$496,018/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,934
−HK$17,053/mo
▼ 0.25% · 3.875%
HK$280,393
−HK$8,594/mo
Today · 4.125%
HK$288,987
baseline
▲ 0.50% · 4.625%
HK$306,571
+HK$17,584/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$577,974/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,524
−HK$16,345/mo
▼ 0.25% · 3.875%
HK$310,638
−HK$8,231/mo
Today · 4.125%
HK$318,869
baseline
▲ 0.50% · 4.625%
HK$335,677
+HK$16,808/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$637,738/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,815,769 · Scale 2, in force from 26 Feb 2026)