LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,091
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$155,790
−HK$4,775/mo
Today · 4.125%
HK$160,565
baseline
▲ 0.50% · 4.625%
HK$170,335
+HK$9,770/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$321,130/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,087
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,595
−HK$4,573/mo
Today · 4.125%
HK$177,168
baseline
▲ 0.50% · 4.625%
HK$186,507
+HK$9,339/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$354,336/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,309
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$186,948
−HK$5,730/mo
Today · 4.125%
HK$192,678
baseline
▲ 0.50% · 4.625%
HK$204,402
+HK$11,724/mo
Deposit HK$26.50M · loan HK$39.76M · min. income ≈ HK$385,356/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,704
−HK$10,897/mo
▼ 0.25% · 3.875%
HK$207,114
−HK$5,487/mo
Today · 4.125%
HK$212,601
baseline
▲ 0.50% · 4.625%
HK$223,808
+HK$11,207/mo
Deposit HK$26.50M · loan HK$39.76M · min. income ≈ HK$425,202/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,527
−HK$13,264/mo
▼ 0.25% · 3.875%
HK$218,106
−HK$6,685/mo
Today · 4.125%
HK$224,791
baseline
▲ 0.50% · 4.625%
HK$238,469
+HK$13,678/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$449,582/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,321
−HK$12,714/mo
▼ 0.25% · 3.875%
HK$241,633
−HK$6,402/mo
Today · 4.125%
HK$248,035
baseline
▲ 0.50% · 4.625%
HK$261,109
+HK$13,074/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$496,070/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,963
−HK$17,054/mo
▼ 0.25% · 3.875%
HK$280,423
−HK$8,594/mo
Today · 4.125%
HK$289,017
baseline
▲ 0.50% · 4.625%
HK$306,603
+HK$17,586/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$578,034/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,556
−HK$16,346/mo
▼ 0.25% · 3.875%
HK$310,670
−HK$8,232/mo
Today · 4.125%
HK$318,902
baseline
▲ 0.50% · 4.625%
HK$335,712
+HK$16,810/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$637,804/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,064 · Scale 2, in force from 26 Feb 2026)