LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,092
−HK$9,475/mo
▼ 0.25% · 3.875%
HK$155,792
−HK$4,775/mo
Today · 4.125%
HK$160,567
baseline
▲ 0.50% · 4.625%
HK$170,337
+HK$9,770/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$321,134/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,089
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,597
−HK$4,573/mo
Today · 4.125%
HK$177,170
baseline
▲ 0.50% · 4.625%
HK$186,509
+HK$9,339/mo
Deposit HK$33.13M · loan HK$33.13M · min. income ≈ HK$354,340/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,311
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$186,950
−HK$5,730/mo
Today · 4.125%
HK$192,680
baseline
▲ 0.50% · 4.625%
HK$204,405
+HK$11,725/mo
Deposit HK$26.50M · loan HK$39.76M · min. income ≈ HK$385,360/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,706
−HK$10,898/mo
▼ 0.25% · 3.875%
HK$207,116
−HK$5,488/mo
Today · 4.125%
HK$212,604
baseline
▲ 0.50% · 4.625%
HK$223,811
+HK$11,207/mo
Deposit HK$26.50M · loan HK$39.76M · min. income ≈ HK$425,208/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,529
−HK$13,265/mo
▼ 0.25% · 3.875%
HK$218,109
−HK$6,685/mo
Today · 4.125%
HK$224,794
baseline
▲ 0.50% · 4.625%
HK$238,472
+HK$13,678/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$449,588/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,324
−HK$12,714/mo
▼ 0.25% · 3.875%
HK$241,635
−HK$6,403/mo
Today · 4.125%
HK$248,038
baseline
▲ 0.50% · 4.625%
HK$261,112
+HK$13,074/mo
Deposit HK$19.88M · loan HK$46.38M · min. income ≈ HK$496,076/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,966
−HK$17,055/mo
▼ 0.25% · 3.875%
HK$280,426
−HK$8,595/mo
Today · 4.125%
HK$289,021
baseline
▲ 0.50% · 4.625%
HK$306,607
+HK$17,586/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$578,042/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,559
−HK$16,347/mo
▼ 0.25% · 3.875%
HK$310,674
−HK$8,232/mo
Today · 4.125%
HK$318,906
baseline
▲ 0.50% · 4.625%
HK$335,716
+HK$16,810/mo
Deposit HK$6.63M · loan HK$59.63M · min. income ≈ HK$637,812/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,096 · Scale 2, in force from 26 Feb 2026)