LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,112
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,582
−HK$478/mo
Today · 4.125%
HK$16,060
baseline
▲ 0.50% · 4.625%
HK$17,037
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,120/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,812
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,263
−HK$457/mo
Today · 4.125%
HK$17,720
baseline
▲ 0.50% · 4.625%
HK$18,654
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,440/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,134
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,699
−HK$573/mo
Today · 4.125%
HK$19,272
baseline
▲ 0.50% · 4.625%
HK$20,444
+HK$1,172/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,174
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,715
−HK$549/mo
Today · 4.125%
HK$21,264
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,121/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,528/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,157
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,815
−HK$669/mo
Today · 4.125%
HK$22,484
baseline
▲ 0.50% · 4.625%
HK$23,852
+HK$1,368/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,968/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,537
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,168
−HK$640/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,116
+HK$1,308/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,048
−HK$860/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,758/mo
Deposit HK$663K · loan HK$5.96M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$824/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,681/mo
Deposit HK$663K · loan HK$5.96M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,736 · Scale 2, in force from 26 Feb 2026)