LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,124
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$155,825
−HK$4,776/mo
Today · 4.125%
HK$160,601
baseline
▲ 0.50% · 4.625%
HK$170,373
+HK$9,772/mo
Deposit HK$33.14M · loan HK$33.14M · min. income ≈ HK$321,202/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,124
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$172,633
−HK$4,574/mo
Today · 4.125%
HK$177,207
baseline
▲ 0.50% · 4.625%
HK$186,548
+HK$9,341/mo
Deposit HK$33.14M · loan HK$33.14M · min. income ≈ HK$354,414/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,349
−HK$11,372/mo
▼ 0.25% · 3.875%
HK$186,990
−HK$5,731/mo
Today · 4.125%
HK$192,721
baseline
▲ 0.50% · 4.625%
HK$204,447
+HK$11,726/mo
Deposit HK$26.51M · loan HK$39.76M · min. income ≈ HK$385,442/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,748
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$207,159
−HK$5,489/mo
Today · 4.125%
HK$212,648
baseline
▲ 0.50% · 4.625%
HK$223,857
+HK$11,209/mo
Deposit HK$26.51M · loan HK$39.76M · min. income ≈ HK$425,296/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,573
−HK$13,268/mo
▼ 0.25% · 3.875%
HK$218,154
−HK$6,687/mo
Today · 4.125%
HK$224,841
baseline
▲ 0.50% · 4.625%
HK$238,522
+HK$13,681/mo
Deposit HK$19.88M · loan HK$46.39M · min. income ≈ HK$449,682/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,373
−HK$12,717/mo
▼ 0.25% · 3.875%
HK$241,686
−HK$6,404/mo
Today · 4.125%
HK$248,090
baseline
▲ 0.50% · 4.625%
HK$261,167
+HK$13,077/mo
Deposit HK$19.88M · loan HK$46.39M · min. income ≈ HK$496,180/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,023
−HK$17,058/mo
▼ 0.25% · 3.875%
HK$280,484
−HK$8,597/mo
Today · 4.125%
HK$289,081
baseline
▲ 0.50% · 4.625%
HK$306,671
+HK$17,590/mo
Deposit HK$6.63M · loan HK$59.65M · min. income ≈ HK$578,162/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,623
−HK$16,349/mo
▼ 0.25% · 3.875%
HK$310,739
−HK$8,233/mo
Today · 4.125%
HK$318,972
baseline
▲ 0.50% · 4.625%
HK$335,786
+HK$16,814/mo
Deposit HK$6.63M · loan HK$59.65M · min. income ≈ HK$637,944/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,685 · Scale 2, in force from 26 Feb 2026)