LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,131
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$155,832
−HK$4,776/mo
Today · 4.125%
HK$160,608
baseline
▲ 0.50% · 4.625%
HK$170,381
+HK$9,773/mo
Deposit HK$33.14M · loan HK$33.14M · min. income ≈ HK$321,216/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,131
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$172,641
−HK$4,574/mo
Today · 4.125%
HK$177,215
baseline
▲ 0.50% · 4.625%
HK$186,556
+HK$9,341/mo
Deposit HK$33.14M · loan HK$33.14M · min. income ≈ HK$354,430/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,357
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$186,998
−HK$5,732/mo
Today · 4.125%
HK$192,730
baseline
▲ 0.50% · 4.625%
HK$204,457
+HK$11,727/mo
Deposit HK$26.51M · loan HK$39.77M · min. income ≈ HK$385,460/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,758
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$207,169
−HK$5,489/mo
Today · 4.125%
HK$212,658
baseline
▲ 0.50% · 4.625%
HK$223,868
+HK$11,210/mo
Deposit HK$26.51M · loan HK$39.77M · min. income ≈ HK$425,316/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,583
−HK$13,268/mo
▼ 0.25% · 3.875%
HK$218,164
−HK$6,687/mo
Today · 4.125%
HK$224,851
baseline
▲ 0.50% · 4.625%
HK$238,533
+HK$13,682/mo
Deposit HK$19.88M · loan HK$46.39M · min. income ≈ HK$449,702/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,384
−HK$12,717/mo
▼ 0.25% · 3.875%
HK$241,697
−HK$6,404/mo
Today · 4.125%
HK$248,101
baseline
▲ 0.50% · 4.625%
HK$261,179
+HK$13,078/mo
Deposit HK$19.88M · loan HK$46.39M · min. income ≈ HK$496,202/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,035
−HK$17,059/mo
▼ 0.25% · 3.875%
HK$280,497
−HK$8,597/mo
Today · 4.125%
HK$289,094
baseline
▲ 0.50% · 4.625%
HK$306,685
+HK$17,591/mo
Deposit HK$6.63M · loan HK$59.65M · min. income ≈ HK$578,188/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,637
−HK$16,350/mo
▼ 0.25% · 3.875%
HK$310,753
−HK$8,234/mo
Today · 4.125%
HK$318,987
baseline
▲ 0.50% · 4.625%
HK$335,801
+HK$16,814/mo
Deposit HK$6.63M · loan HK$59.65M · min. income ≈ HK$637,974/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$2,816,813 · Scale 2, in force from 26 Feb 2026)