LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,162
−HK$9,479/mo
▼ 0.25% · 3.875%
HK$155,864
−HK$4,777/mo
Today · 4.125%
HK$160,641
baseline
▲ 0.50% · 4.625%
HK$170,416
+HK$9,775/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$321,282/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,167
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$172,677
−HK$4,575/mo
Today · 4.125%
HK$177,252
baseline
▲ 0.50% · 4.625%
HK$186,595
+HK$9,343/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$354,504/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,395
−HK$11,375/mo
▼ 0.25% · 3.875%
HK$187,037
−HK$5,733/mo
Today · 4.125%
HK$192,770
baseline
▲ 0.50% · 4.625%
HK$204,499
+HK$11,729/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$385,540/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,800
−HK$10,902/mo
▼ 0.25% · 3.875%
HK$207,212
−HK$5,490/mo
Today · 4.125%
HK$212,702
baseline
▲ 0.50% · 4.625%
HK$223,914
+HK$11,212/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$425,404/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,627
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$218,210
−HK$6,688/mo
Today · 4.125%
HK$224,898
baseline
▲ 0.50% · 4.625%
HK$238,583
+HK$13,685/mo
Deposit HK$19.89M · loan HK$46.40M · min. income ≈ HK$449,796/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,433
−HK$12,720/mo
▼ 0.25% · 3.875%
HK$241,747
−HK$6,406/mo
Today · 4.125%
HK$248,153
baseline
▲ 0.50% · 4.625%
HK$261,233
+HK$13,080/mo
Deposit HK$19.89M · loan HK$46.40M · min. income ≈ HK$496,306/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,092
−HK$17,063/mo
▼ 0.25% · 3.875%
HK$280,556
−HK$8,599/mo
Today · 4.125%
HK$289,155
baseline
▲ 0.50% · 4.625%
HK$306,749
+HK$17,594/mo
Deposit HK$6.63M · loan HK$59.66M · min. income ≈ HK$578,310/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,700
−HK$16,354/mo
▼ 0.25% · 3.875%
HK$310,818
−HK$8,236/mo
Today · 4.125%
HK$319,054
baseline
▲ 0.50% · 4.625%
HK$335,871
+HK$16,817/mo
Deposit HK$6.63M · loan HK$59.66M · min. income ≈ HK$638,108/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,817,401 · Scale 2, in force from 26 Feb 2026)