LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,186
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$155,889
−HK$4,778/mo
Today · 4.125%
HK$160,667
baseline
▲ 0.50% · 4.625%
HK$170,443
+HK$9,776/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$321,334/mo (50% DSR)
Upfront cash ≈ HK$35.97M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,193
−HK$9,087/mo
▼ 0.25% · 3.875%
HK$172,704
−HK$4,576/mo
Today · 4.125%
HK$177,280
baseline
▲ 0.50% · 4.625%
HK$186,624
+HK$9,344/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$354,560/mo (50% DSR)
Upfront cash ≈ HK$35.97M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,423
−HK$11,377/mo
▼ 0.25% · 3.875%
HK$187,066
−HK$5,734/mo
Today · 4.125%
HK$192,800
baseline
▲ 0.50% · 4.625%
HK$204,531
+HK$11,731/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$385,600/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,831
−HK$10,905/mo
▼ 0.25% · 3.875%
HK$207,244
−HK$5,492/mo
Today · 4.125%
HK$212,736
baseline
▲ 0.50% · 4.625%
HK$223,949
+HK$11,213/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$425,472/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,660
−HK$13,273/mo
▼ 0.25% · 3.875%
HK$218,244
−HK$6,689/mo
Today · 4.125%
HK$224,933
baseline
▲ 0.50% · 4.625%
HK$238,620
+HK$13,687/mo
Deposit HK$19.89M · loan HK$46.41M · min. income ≈ HK$449,866/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,470
−HK$12,722/mo
▼ 0.25% · 3.875%
HK$241,785
−HK$6,407/mo
Today · 4.125%
HK$248,192
baseline
▲ 0.50% · 4.625%
HK$261,274
+HK$13,082/mo
Deposit HK$19.89M · loan HK$46.41M · min. income ≈ HK$496,384/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,135
−HK$17,065/mo
▼ 0.25% · 3.875%
HK$280,600
−HK$8,600/mo
Today · 4.125%
HK$289,200
baseline
▲ 0.50% · 4.625%
HK$306,797
+HK$17,597/mo
Deposit HK$6.63M · loan HK$59.67M · min. income ≈ HK$578,400/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,747
−HK$16,357/mo
▼ 0.25% · 3.875%
HK$310,867
−HK$8,237/mo
Today · 4.125%
HK$319,104
baseline
▲ 0.50% · 4.625%
HK$335,924
+HK$16,820/mo
Deposit HK$6.63M · loan HK$59.67M · min. income ≈ HK$638,208/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,817,842 · Scale 2, in force from 26 Feb 2026)