LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,195
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$155,898
−HK$4,778/mo
Today · 4.125%
HK$160,676
baseline
▲ 0.50% · 4.625%
HK$170,453
+HK$9,777/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$321,352/mo (50% DSR)
Upfront cash ≈ HK$35.97M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,203
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,714
−HK$4,577/mo
Today · 4.125%
HK$177,291
baseline
▲ 0.50% · 4.625%
HK$186,636
+HK$9,345/mo
Deposit HK$33.15M · loan HK$33.15M · min. income ≈ HK$354,582/mo (50% DSR)
Upfront cash ≈ HK$35.97M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,434
−HK$11,378/mo
▼ 0.25% · 3.875%
HK$187,078
−HK$5,734/mo
Today · 4.125%
HK$192,812
baseline
▲ 0.50% · 4.625%
HK$204,544
+HK$11,732/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$385,624/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,844
−HK$10,905/mo
▼ 0.25% · 3.875%
HK$207,257
−HK$5,492/mo
Today · 4.125%
HK$212,749
baseline
▲ 0.50% · 4.625%
HK$223,963
+HK$11,214/mo
Deposit HK$26.52M · loan HK$39.78M · min. income ≈ HK$425,498/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,673
−HK$13,274/mo
▼ 0.25% · 3.875%
HK$218,257
−HK$6,690/mo
Today · 4.125%
HK$224,947
baseline
▲ 0.50% · 4.625%
HK$238,634
+HK$13,687/mo
Deposit HK$19.89M · loan HK$46.41M · min. income ≈ HK$449,894/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,484
−HK$12,723/mo
▼ 0.25% · 3.875%
HK$241,800
−HK$6,407/mo
Today · 4.125%
HK$248,207
baseline
▲ 0.50% · 4.625%
HK$261,290
+HK$13,083/mo
Deposit HK$19.89M · loan HK$46.41M · min. income ≈ HK$496,414/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,151
−HK$17,067/mo
▼ 0.25% · 3.875%
HK$280,617
−HK$8,601/mo
Today · 4.125%
HK$289,218
baseline
▲ 0.50% · 4.625%
HK$306,816
+HK$17,598/mo
Deposit HK$6.63M · loan HK$59.68M · min. income ≈ HK$578,436/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,766
−HK$16,357/mo
▼ 0.25% · 3.875%
HK$310,886
−HK$8,237/mo
Today · 4.125%
HK$319,123
baseline
▲ 0.50% · 4.625%
HK$335,944
+HK$16,821/mo
Deposit HK$6.63M · loan HK$59.68M · min. income ≈ HK$638,246/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,818,014 · Scale 2, in force from 26 Feb 2026)