LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,234
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$155,938
−HK$4,780/mo
Today · 4.125%
HK$160,718
baseline
▲ 0.50% · 4.625%
HK$170,497
+HK$9,779/mo
Deposit HK$33.16M · loan HK$33.16M · min. income ≈ HK$321,436/mo (50% DSR)
Upfront cash ≈ HK$35.98M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,246
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$172,759
−HK$4,577/mo
Today · 4.125%
HK$177,336
baseline
▲ 0.50% · 4.625%
HK$186,684
+HK$9,348/mo
Deposit HK$33.16M · loan HK$33.16M · min. income ≈ HK$354,672/mo (50% DSR)
Upfront cash ≈ HK$35.98M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,481
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$187,126
−HK$5,735/mo
Today · 4.125%
HK$192,861
baseline
▲ 0.50% · 4.625%
HK$204,596
+HK$11,735/mo
Deposit HK$26.53M · loan HK$39.79M · min. income ≈ HK$385,722/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,896
−HK$10,907/mo
▼ 0.25% · 3.875%
HK$207,310
−HK$5,493/mo
Today · 4.125%
HK$212,803
baseline
▲ 0.50% · 4.625%
HK$224,020
+HK$11,217/mo
Deposit HK$26.53M · loan HK$39.79M · min. income ≈ HK$425,606/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,728
−HK$13,277/mo
▼ 0.25% · 3.875%
HK$218,314
−HK$6,691/mo
Today · 4.125%
HK$225,005
baseline
▲ 0.50% · 4.625%
HK$238,696
+HK$13,691/mo
Deposit HK$19.90M · loan HK$46.43M · min. income ≈ HK$450,010/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,545
−HK$12,726/mo
▼ 0.25% · 3.875%
HK$241,862
−HK$6,409/mo
Today · 4.125%
HK$248,271
baseline
▲ 0.50% · 4.625%
HK$261,357
+HK$13,086/mo
Deposit HK$19.90M · loan HK$46.43M · min. income ≈ HK$496,542/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,221
−HK$17,071/mo
▼ 0.25% · 3.875%
HK$280,689
−HK$8,603/mo
Today · 4.125%
HK$289,292
baseline
▲ 0.50% · 4.625%
HK$306,895
+HK$17,603/mo
Deposit HK$6.63M · loan HK$59.69M · min. income ≈ HK$578,584/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,843
−HK$16,362/mo
▼ 0.25% · 3.875%
HK$310,965
−HK$8,240/mo
Today · 4.125%
HK$319,205
baseline
▲ 0.50% · 4.625%
HK$336,031
+HK$16,826/mo
Deposit HK$6.63M · loan HK$59.69M · min. income ≈ HK$638,410/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,818,738 · Scale 2, in force from 26 Feb 2026)