LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,254
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$155,958
−HK$4,780/mo
Today · 4.125%
HK$160,738
baseline
▲ 0.50% · 4.625%
HK$170,519
+HK$9,781/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$321,476/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,268
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$172,781
−HK$4,578/mo
Today · 4.125%
HK$177,359
baseline
▲ 0.50% · 4.625%
HK$186,708
+HK$9,349/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$354,718/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,504
−HK$11,382/mo
▼ 0.25% · 3.875%
HK$187,150
−HK$5,736/mo
Today · 4.125%
HK$192,886
baseline
▲ 0.50% · 4.625%
HK$204,623
+HK$11,737/mo
Deposit HK$26.53M · loan HK$39.80M · min. income ≈ HK$385,772/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,922
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$207,337
−HK$5,494/mo
Today · 4.125%
HK$212,831
baseline
▲ 0.50% · 4.625%
HK$224,049
+HK$11,218/mo
Deposit HK$26.53M · loan HK$39.80M · min. income ≈ HK$425,662/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,755
−HK$13,279/mo
▼ 0.25% · 3.875%
HK$218,342
−HK$6,692/mo
Today · 4.125%
HK$225,034
baseline
▲ 0.50% · 4.625%
HK$238,727
+HK$13,693/mo
Deposit HK$19.90M · loan HK$46.43M · min. income ≈ HK$450,068/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,575
−HK$12,728/mo
▼ 0.25% · 3.875%
HK$241,893
−HK$6,410/mo
Today · 4.125%
HK$248,303
baseline
▲ 0.50% · 4.625%
HK$261,391
+HK$13,088/mo
Deposit HK$19.90M · loan HK$46.43M · min. income ≈ HK$496,606/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,256
−HK$17,073/mo
▼ 0.25% · 3.875%
HK$280,725
−HK$8,604/mo
Today · 4.125%
HK$289,329
baseline
▲ 0.50% · 4.625%
HK$306,934
+HK$17,605/mo
Deposit HK$6.63M · loan HK$59.70M · min. income ≈ HK$578,658/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,882
−HK$16,364/mo
▼ 0.25% · 3.875%
HK$311,006
−HK$8,240/mo
Today · 4.125%
HK$319,246
baseline
▲ 0.50% · 4.625%
HK$336,074
+HK$16,828/mo
Deposit HK$6.63M · loan HK$59.70M · min. income ≈ HK$638,492/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,102 · Scale 2, in force from 26 Feb 2026)