LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,126
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,596
−HK$478/mo
Today · 4.125%
HK$16,074
baseline
▲ 0.50% · 4.625%
HK$17,052
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,148/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,827
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,278
−HK$458/mo
Today · 4.125%
HK$17,736
baseline
▲ 0.50% · 4.625%
HK$18,671
+HK$935/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,472/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,151
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,715
−HK$574/mo
Today · 4.125%
HK$19,289
baseline
▲ 0.50% · 4.625%
HK$20,462
+HK$1,173/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,578/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,192
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,734
−HK$549/mo
Today · 4.125%
HK$21,283
baseline
▲ 0.50% · 4.625%
HK$22,405
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,566/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,176
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,834
−HK$670/mo
Today · 4.125%
HK$22,504
baseline
▲ 0.50% · 4.625%
HK$23,873
+HK$1,369/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$45,008/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,190
−HK$641/mo
Today · 4.125%
HK$24,831
baseline
▲ 0.50% · 4.625%
HK$26,139
+HK$1,308/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,662/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,226
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,073
−HK$860/mo
Today · 4.125%
HK$28,933
baseline
▲ 0.50% · 4.625%
HK$30,694
+HK$1,761/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,866/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,289
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,101
−HK$824/mo
Today · 4.125%
HK$31,925
baseline
▲ 0.50% · 4.625%
HK$33,608
+HK$1,683/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,850/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,325 · Scale 2, in force from 26 Feb 2026)