LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,128
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,598
−HK$479/mo
Today · 4.125%
HK$16,077
baseline
▲ 0.50% · 4.625%
HK$17,055
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,154/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,830
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,281
−HK$458/mo
Today · 4.125%
HK$17,739
baseline
▲ 0.50% · 4.625%
HK$18,674
+HK$935/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,478/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,154
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,718
−HK$574/mo
Today · 4.125%
HK$19,292
baseline
▲ 0.50% · 4.625%
HK$20,466
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,584/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,196
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,737
−HK$550/mo
Today · 4.125%
HK$21,287
baseline
▲ 0.50% · 4.625%
HK$22,409
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,574/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,179
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,838
−HK$669/mo
Today · 4.125%
HK$22,507
baseline
▲ 0.50% · 4.625%
HK$23,877
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$45,014/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,562
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,144
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,230
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$861/mo
Today · 4.125%
HK$28,938
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,761/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,876/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,106
−HK$824/mo
Today · 4.125%
HK$31,930
baseline
▲ 0.50% · 4.625%
HK$33,613
+HK$1,683/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,860/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,432 · Scale 2, in force from 26 Feb 2026)