LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,279
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$155,985
−HK$4,781/mo
Today · 4.125%
HK$160,766
baseline
▲ 0.50% · 4.625%
HK$170,548
+HK$9,782/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$321,532/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,297
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$172,810
−HK$4,579/mo
Today · 4.125%
HK$177,389
baseline
▲ 0.50% · 4.625%
HK$186,740
+HK$9,351/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$354,778/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,535
−HK$11,384/mo
▼ 0.25% · 3.875%
HK$187,182
−HK$5,737/mo
Today · 4.125%
HK$192,919
baseline
▲ 0.50% · 4.625%
HK$204,658
+HK$11,739/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$385,838/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,956
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$207,372
−HK$5,495/mo
Today · 4.125%
HK$212,867
baseline
▲ 0.50% · 4.625%
HK$224,088
+HK$11,221/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$425,734/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,791
−HK$13,281/mo
▼ 0.25% · 3.875%
HK$218,379
−HK$6,693/mo
Today · 4.125%
HK$225,072
baseline
▲ 0.50% · 4.625%
HK$238,767
+HK$13,695/mo
Deposit HK$19.90M · loan HK$46.44M · min. income ≈ HK$450,144/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,615
−HK$12,730/mo
▼ 0.25% · 3.875%
HK$241,935
−HK$6,410/mo
Today · 4.125%
HK$248,345
baseline
▲ 0.50% · 4.625%
HK$261,436
+HK$13,091/mo
Deposit HK$19.90M · loan HK$46.44M · min. income ≈ HK$496,690/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,303
−HK$17,076/mo
▼ 0.25% · 3.875%
HK$280,773
−HK$8,606/mo
Today · 4.125%
HK$289,379
baseline
▲ 0.50% · 4.625%
HK$306,987
+HK$17,608/mo
Deposit HK$6.63M · loan HK$59.71M · min. income ≈ HK$578,758/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,934
−HK$16,367/mo
▼ 0.25% · 3.875%
HK$311,059
−HK$8,242/mo
Today · 4.125%
HK$319,301
baseline
▲ 0.50% · 4.625%
HK$336,132
+HK$16,831/mo
Deposit HK$6.63M · loan HK$59.71M · min. income ≈ HK$638,602/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,584 · Scale 2, in force from 26 Feb 2026)