LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,284
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$155,990
−HK$4,781/mo
Today · 4.125%
HK$160,771
baseline
▲ 0.50% · 4.625%
HK$170,554
+HK$9,783/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$321,542/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,302
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$172,816
−HK$4,579/mo
Today · 4.125%
HK$177,395
baseline
▲ 0.50% · 4.625%
HK$186,746
+HK$9,351/mo
Deposit HK$33.17M · loan HK$33.17M · min. income ≈ HK$354,790/mo (50% DSR)
Upfront cash ≈ HK$35.99M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,541
−HK$11,384/mo
▼ 0.25% · 3.875%
HK$187,188
−HK$5,737/mo
Today · 4.125%
HK$192,925
baseline
▲ 0.50% · 4.625%
HK$204,664
+HK$11,739/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$385,850/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,963
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$207,379
−HK$5,495/mo
Today · 4.125%
HK$212,874
baseline
▲ 0.50% · 4.625%
HK$224,095
+HK$11,221/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$425,748/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,798
−HK$13,281/mo
▼ 0.25% · 3.875%
HK$218,386
−HK$6,693/mo
Today · 4.125%
HK$225,079
baseline
▲ 0.50% · 4.625%
HK$238,775
+HK$13,696/mo
Deposit HK$19.90M · loan HK$46.44M · min. income ≈ HK$450,158/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,623
−HK$12,730/mo
▼ 0.25% · 3.875%
HK$241,942
−HK$6,411/mo
Today · 4.125%
HK$248,353
baseline
▲ 0.50% · 4.625%
HK$261,444
+HK$13,091/mo
Deposit HK$19.90M · loan HK$46.44M · min. income ≈ HK$496,706/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,312
−HK$17,076/mo
▼ 0.25% · 3.875%
HK$280,782
−HK$8,606/mo
Today · 4.125%
HK$289,388
baseline
▲ 0.50% · 4.625%
HK$306,996
+HK$17,608/mo
Deposit HK$6.63M · loan HK$59.71M · min. income ≈ HK$578,776/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,944
−HK$16,367/mo
▼ 0.25% · 3.875%
HK$311,069
−HK$8,242/mo
Today · 4.125%
HK$319,311
baseline
▲ 0.50% · 4.625%
HK$336,142
+HK$16,831/mo
Deposit HK$6.63M · loan HK$59.71M · min. income ≈ HK$638,622/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$2,819,673 · Scale 2, in force from 26 Feb 2026)