LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,130
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,601
−HK$478/mo
Today · 4.125%
HK$16,079
baseline
▲ 0.50% · 4.625%
HK$17,057
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,158/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,832
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,283
−HK$458/mo
Today · 4.125%
HK$17,741
baseline
▲ 0.50% · 4.625%
HK$18,677
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,482/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,156
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,721
−HK$574/mo
Today · 4.125%
HK$19,295
baseline
▲ 0.50% · 4.625%
HK$20,469
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,590/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,198
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,740
−HK$550/mo
Today · 4.125%
HK$21,290
baseline
▲ 0.50% · 4.625%
HK$22,412
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,580/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,182
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$669/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,880
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,147
+HK$1,309/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,234
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,081
−HK$861/mo
Today · 4.125%
HK$28,942
baseline
▲ 0.50% · 4.625%
HK$30,703
+HK$1,761/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,884/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,298
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,110
−HK$824/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,618
+HK$1,684/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,523 · Scale 2, in force from 26 Feb 2026)