LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,305
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$156,011
−HK$4,782/mo
Today · 4.125%
HK$160,793
baseline
▲ 0.50% · 4.625%
HK$170,577
+HK$9,784/mo
Deposit HK$33.18M · loan HK$33.18M · min. income ≈ HK$321,586/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,325
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$172,840
−HK$4,579/mo
Today · 4.125%
HK$177,419
baseline
▲ 0.50% · 4.625%
HK$186,771
+HK$9,352/mo
Deposit HK$33.18M · loan HK$33.18M · min. income ≈ HK$354,838/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,566
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$187,214
−HK$5,738/mo
Today · 4.125%
HK$192,952
baseline
▲ 0.50% · 4.625%
HK$204,692
+HK$11,740/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$385,904/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,990
−HK$10,913/mo
▼ 0.25% · 3.875%
HK$207,408
−HK$5,495/mo
Today · 4.125%
HK$212,903
baseline
▲ 0.50% · 4.625%
HK$224,126
+HK$11,223/mo
Deposit HK$26.54M · loan HK$39.81M · min. income ≈ HK$425,806/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,827
−HK$13,283/mo
▼ 0.25% · 3.875%
HK$218,416
−HK$6,694/mo
Today · 4.125%
HK$225,110
baseline
▲ 0.50% · 4.625%
HK$238,808
+HK$13,698/mo
Deposit HK$19.91M · loan HK$46.45M · min. income ≈ HK$450,220/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,655
−HK$12,732/mo
▼ 0.25% · 3.875%
HK$241,976
−HK$6,411/mo
Today · 4.125%
HK$248,387
baseline
▲ 0.50% · 4.625%
HK$261,480
+HK$13,093/mo
Deposit HK$19.91M · loan HK$46.45M · min. income ≈ HK$496,774/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,349
−HK$17,079/mo
▼ 0.25% · 3.875%
HK$280,821
−HK$8,607/mo
Today · 4.125%
HK$289,428
baseline
▲ 0.50% · 4.625%
HK$307,039
+HK$17,611/mo
Deposit HK$6.64M · loan HK$59.72M · min. income ≈ HK$578,856/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,986
−HK$16,369/mo
▼ 0.25% · 3.875%
HK$311,111
−HK$8,244/mo
Today · 4.125%
HK$319,355
baseline
▲ 0.50% · 4.625%
HK$336,189
+HK$16,834/mo
Deposit HK$6.64M · loan HK$59.72M · min. income ≈ HK$638,710/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,820,062 · Scale 2, in force from 26 Feb 2026)