LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,132
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,603
−HK$478/mo
Today · 4.125%
HK$16,081
baseline
▲ 0.50% · 4.625%
HK$17,060
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,162/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,835
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,286
−HK$458/mo
Today · 4.125%
HK$17,744
baseline
▲ 0.50% · 4.625%
HK$18,680
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,488/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,159
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,724
−HK$574/mo
Today · 4.125%
HK$19,298
baseline
▲ 0.50% · 4.625%
HK$20,472
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,596/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,743
−HK$550/mo
Today · 4.125%
HK$21,293
baseline
▲ 0.50% · 4.625%
HK$22,415
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,586/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,185
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$670/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,884
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$641/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,151
+HK$1,309/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,238
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,086
−HK$861/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,708
+HK$1,761/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,302
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$825/mo
Today · 4.125%
HK$31,940
baseline
▲ 0.50% · 4.625%
HK$33,623
+HK$1,683/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$63,880/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,630 · Scale 2, in force from 26 Feb 2026)