LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,377
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$156,086
−HK$4,784/mo
Today · 4.125%
HK$160,870
baseline
▲ 0.50% · 4.625%
HK$170,658
+HK$9,788/mo
Deposit HK$33.19M · loan HK$33.19M · min. income ≈ HK$321,740/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,406
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$172,922
−HK$4,582/mo
Today · 4.125%
HK$177,504
baseline
▲ 0.50% · 4.625%
HK$186,860
+HK$9,356/mo
Deposit HK$33.19M · loan HK$33.19M · min. income ≈ HK$355,008/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,653
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$187,303
−HK$5,741/mo
Today · 4.125%
HK$193,044
baseline
▲ 0.50% · 4.625%
HK$204,790
+HK$11,746/mo
Deposit HK$26.55M · loan HK$39.83M · min. income ≈ HK$386,088/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,087
−HK$10,918/mo
▼ 0.25% · 3.875%
HK$207,507
−HK$5,498/mo
Today · 4.125%
HK$213,005
baseline
▲ 0.50% · 4.625%
HK$224,233
+HK$11,228/mo
Deposit HK$26.55M · loan HK$39.83M · min. income ≈ HK$426,010/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,928
−HK$13,290/mo
▼ 0.25% · 3.875%
HK$218,520
−HK$6,698/mo
Today · 4.125%
HK$225,218
baseline
▲ 0.50% · 4.625%
HK$238,922
+HK$13,704/mo
Deposit HK$19.92M · loan HK$46.47M · min. income ≈ HK$450,436/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,768
−HK$12,738/mo
▼ 0.25% · 3.875%
HK$242,091
−HK$6,415/mo
Today · 4.125%
HK$248,506
baseline
▲ 0.50% · 4.625%
HK$261,605
+HK$13,099/mo
Deposit HK$19.92M · loan HK$46.47M · min. income ≈ HK$497,012/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,479
−HK$17,087/mo
▼ 0.25% · 3.875%
HK$280,954
−HK$8,612/mo
Today · 4.125%
HK$289,566
baseline
▲ 0.50% · 4.625%
HK$307,185
+HK$17,619/mo
Deposit HK$6.64M · loan HK$59.75M · min. income ≈ HK$579,132/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,130
−HK$16,377/mo
▼ 0.25% · 3.875%
HK$311,260
−HK$8,247/mo
Today · 4.125%
HK$319,507
baseline
▲ 0.50% · 4.625%
HK$336,349
+HK$16,842/mo
Deposit HK$6.64M · loan HK$59.75M · min. income ≈ HK$639,014/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,821,406 · Scale 2, in force from 26 Feb 2026)