LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,138
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,609
−HK$479/mo
Today · 4.125%
HK$16,088
baseline
▲ 0.50% · 4.625%
HK$17,067
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,176/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,841
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,293
−HK$458/mo
Today · 4.125%
HK$17,751
baseline
▲ 0.50% · 4.625%
HK$18,687
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,502/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,166
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$574/mo
Today · 4.125%
HK$19,305
baseline
▲ 0.50% · 4.625%
HK$20,480
+HK$1,175/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,610/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,209
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,752
−HK$549/mo
Today · 4.125%
HK$21,301
baseline
▲ 0.50% · 4.625%
HK$22,424
+HK$1,123/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,602/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,194
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$670/mo
Today · 4.125%
HK$22,523
baseline
▲ 0.50% · 4.625%
HK$23,893
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,046/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,578
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,210
−HK$642/mo
Today · 4.125%
HK$24,852
baseline
▲ 0.50% · 4.625%
HK$26,162
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,704/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,097
−HK$861/mo
Today · 4.125%
HK$28,958
baseline
▲ 0.50% · 4.625%
HK$30,720
+HK$1,762/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,916/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$825/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,684/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,888 · Scale 2, in force from 26 Feb 2026)