LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,139
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,610
−HK$479/mo
Today · 4.125%
HK$16,089
baseline
▲ 0.50% · 4.625%
HK$17,067
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,178/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,842
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,294
−HK$458/mo
Today · 4.125%
HK$17,752
baseline
▲ 0.50% · 4.625%
HK$18,688
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,504/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,167
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,732
−HK$574/mo
Today · 4.125%
HK$19,306
baseline
▲ 0.50% · 4.625%
HK$20,481
+HK$1,175/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,612/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,211
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,753
−HK$550/mo
Today · 4.125%
HK$21,303
baseline
▲ 0.50% · 4.625%
HK$22,425
+HK$1,122/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,606/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,195
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,854
−HK$670/mo
Today · 4.125%
HK$22,524
baseline
▲ 0.50% · 4.625%
HK$23,894
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,048/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,579
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,211
−HK$642/mo
Today · 4.125%
HK$24,853
baseline
▲ 0.50% · 4.625%
HK$26,163
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,706/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,250
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$861/mo
Today · 4.125%
HK$28,959
baseline
▲ 0.50% · 4.625%
HK$30,721
+HK$1,762/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,918/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$825/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,684/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,924 · Scale 2, in force from 26 Feb 2026)