LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,404
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$156,114
−HK$4,785/mo
Today · 4.125%
HK$160,899
baseline
▲ 0.50% · 4.625%
HK$170,689
+HK$9,790/mo
Deposit HK$33.20M · loan HK$33.20M · min. income ≈ HK$321,798/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,436
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$172,953
−HK$4,583/mo
Today · 4.125%
HK$177,536
baseline
▲ 0.50% · 4.625%
HK$186,894
+HK$9,358/mo
Deposit HK$33.20M · loan HK$33.20M · min. income ≈ HK$355,072/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,685
−HK$11,393/mo
▼ 0.25% · 3.875%
HK$187,337
−HK$5,741/mo
Today · 4.125%
HK$193,078
baseline
▲ 0.50% · 4.625%
HK$204,827
+HK$11,749/mo
Deposit HK$26.56M · loan HK$39.84M · min. income ≈ HK$386,156/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,123
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$207,544
−HK$5,499/mo
Today · 4.125%
HK$213,043
baseline
▲ 0.50% · 4.625%
HK$224,273
+HK$11,230/mo
Deposit HK$26.56M · loan HK$39.84M · min. income ≈ HK$426,086/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,966
−HK$13,292/mo
▼ 0.25% · 3.875%
HK$218,559
−HK$6,699/mo
Today · 4.125%
HK$225,258
baseline
▲ 0.50% · 4.625%
HK$238,965
+HK$13,707/mo
Deposit HK$19.92M · loan HK$46.48M · min. income ≈ HK$450,516/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,810
−HK$12,740/mo
▼ 0.25% · 3.875%
HK$242,134
−HK$6,416/mo
Today · 4.125%
HK$248,550
baseline
▲ 0.50% · 4.625%
HK$261,651
+HK$13,101/mo
Deposit HK$19.92M · loan HK$46.48M · min. income ≈ HK$497,100/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,528
−HK$17,090/mo
▼ 0.25% · 3.875%
HK$281,005
−HK$8,613/mo
Today · 4.125%
HK$289,618
baseline
▲ 0.50% · 4.625%
HK$307,240
+HK$17,622/mo
Deposit HK$6.64M · loan HK$59.76M · min. income ≈ HK$579,236/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,184
−HK$16,380/mo
▼ 0.25% · 3.875%
HK$311,316
−HK$8,248/mo
Today · 4.125%
HK$319,564
baseline
▲ 0.50% · 4.625%
HK$336,409
+HK$16,845/mo
Deposit HK$6.64M · loan HK$59.76M · min. income ≈ HK$639,128/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,821,911 · Scale 2, in force from 26 Feb 2026)