LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,410
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$156,120
−HK$4,785/mo
Today · 4.125%
HK$160,905
baseline
▲ 0.50% · 4.625%
HK$170,696
+HK$9,791/mo
Deposit HK$33.20M · loan HK$33.20M · min. income ≈ HK$321,810/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,442
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$172,960
−HK$4,583/mo
Today · 4.125%
HK$177,543
baseline
▲ 0.50% · 4.625%
HK$186,901
+HK$9,358/mo
Deposit HK$33.20M · loan HK$33.20M · min. income ≈ HK$355,086/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,692
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$187,344
−HK$5,742/mo
Today · 4.125%
HK$193,086
baseline
▲ 0.50% · 4.625%
HK$204,835
+HK$11,749/mo
Deposit HK$26.56M · loan HK$39.84M · min. income ≈ HK$386,172/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,131
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$207,552
−HK$5,499/mo
Today · 4.125%
HK$213,051
baseline
▲ 0.50% · 4.625%
HK$224,282
+HK$11,231/mo
Deposit HK$26.56M · loan HK$39.84M · min. income ≈ HK$426,102/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,974
−HK$13,293/mo
▼ 0.25% · 3.875%
HK$218,568
−HK$6,699/mo
Today · 4.125%
HK$225,267
baseline
▲ 0.50% · 4.625%
HK$238,974
+HK$13,707/mo
Deposit HK$19.92M · loan HK$46.48M · min. income ≈ HK$450,534/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,819
−HK$12,741/mo
▼ 0.25% · 3.875%
HK$242,144
−HK$6,416/mo
Today · 4.125%
HK$248,560
baseline
▲ 0.50% · 4.625%
HK$261,662
+HK$13,102/mo
Deposit HK$19.92M · loan HK$46.48M · min. income ≈ HK$497,120/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,539
−HK$17,090/mo
▼ 0.25% · 3.875%
HK$281,016
−HK$8,613/mo
Today · 4.125%
HK$289,629
baseline
▲ 0.50% · 4.625%
HK$307,252
+HK$17,623/mo
Deposit HK$6.64M · loan HK$59.76M · min. income ≈ HK$579,258/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,196
−HK$16,381/mo
▼ 0.25% · 3.875%
HK$311,328
−HK$8,249/mo
Today · 4.125%
HK$319,577
baseline
▲ 0.50% · 4.625%
HK$336,422
+HK$16,845/mo
Deposit HK$6.64M · loan HK$59.76M · min. income ≈ HK$639,154/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$2,822,024 · Scale 2, in force from 26 Feb 2026)