LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,143
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,614
−HK$479/mo
Today · 4.125%
HK$16,093
baseline
▲ 0.50% · 4.625%
HK$17,072
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,186/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,847
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,299
−HK$458/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,693
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,172
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,737
−HK$574/mo
Today · 4.125%
HK$19,311
baseline
▲ 0.50% · 4.625%
HK$20,487
+HK$1,176/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,622/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,216
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,758
−HK$550/mo
Today · 4.125%
HK$21,308
baseline
▲ 0.50% · 4.625%
HK$22,431
+HK$1,123/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,616/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,201
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,860
−HK$670/mo
Today · 4.125%
HK$22,530
baseline
▲ 0.50% · 4.625%
HK$23,901
+HK$1,371/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,060/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,585
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,218
−HK$642/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,170
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,258
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$861/mo
Today · 4.125%
HK$28,967
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,763/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,934/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,324
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,137
−HK$825/mo
Today · 4.125%
HK$31,962
baseline
▲ 0.50% · 4.625%
HK$33,647
+HK$1,685/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,924/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$199,104 · Scale 2, in force from 26 Feb 2026)