LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,144
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,616
−HK$478/mo
Today · 4.125%
HK$16,094
baseline
▲ 0.50% · 4.625%
HK$17,073
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,188/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,848
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,300
−HK$458/mo
Today · 4.125%
HK$17,758
baseline
▲ 0.50% · 4.625%
HK$18,694
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,516/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,173
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,739
−HK$574/mo
Today · 4.125%
HK$19,313
baseline
▲ 0.50% · 4.625%
HK$20,488
+HK$1,175/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,626/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,218
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,760
−HK$550/mo
Today · 4.125%
HK$21,310
baseline
▲ 0.50% · 4.625%
HK$22,433
+HK$1,123/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,620/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,202
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,862
−HK$670/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,903
+HK$1,371/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$642/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,260
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,108
−HK$861/mo
Today · 4.125%
HK$28,969
baseline
▲ 0.50% · 4.625%
HK$30,732
+HK$1,763/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,938/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,327
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,140
−HK$825/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,685/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$199,156 · Scale 2, in force from 26 Feb 2026)