LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,476
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$156,188
−HK$4,787/mo
Today · 4.125%
HK$160,975
baseline
▲ 0.50% · 4.625%
HK$170,770
+HK$9,795/mo
Deposit HK$33.21M · loan HK$33.21M · min. income ≈ HK$321,950/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,516
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,035
−HK$4,585/mo
Today · 4.125%
HK$177,620
baseline
▲ 0.50% · 4.625%
HK$186,983
+HK$9,363/mo
Deposit HK$33.21M · loan HK$33.21M · min. income ≈ HK$355,240/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,771
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$187,425
−HK$5,745/mo
Today · 4.125%
HK$193,170
baseline
▲ 0.50% · 4.625%
HK$204,924
+HK$11,754/mo
Deposit HK$26.57M · loan HK$39.86M · min. income ≈ HK$386,340/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,219
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$207,642
−HK$5,502/mo
Today · 4.125%
HK$213,144
baseline
▲ 0.50% · 4.625%
HK$224,379
+HK$11,235/mo
Deposit HK$26.57M · loan HK$39.86M · min. income ≈ HK$426,288/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,066
−HK$13,299/mo
▼ 0.25% · 3.875%
HK$218,663
−HK$6,702/mo
Today · 4.125%
HK$225,365
baseline
▲ 0.50% · 4.625%
HK$239,078
+HK$13,713/mo
Deposit HK$19.93M · loan HK$46.50M · min. income ≈ HK$450,730/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,922
−HK$12,746/mo
▼ 0.25% · 3.875%
HK$242,249
−HK$6,419/mo
Today · 4.125%
HK$248,668
baseline
▲ 0.50% · 4.625%
HK$261,776
+HK$13,108/mo
Deposit HK$19.93M · loan HK$46.50M · min. income ≈ HK$497,336/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,657
−HK$17,098/mo
▼ 0.25% · 3.875%
HK$281,138
−HK$8,617/mo
Today · 4.125%
HK$289,755
baseline
▲ 0.50% · 4.625%
HK$307,386
+HK$17,631/mo
Deposit HK$6.64M · loan HK$59.79M · min. income ≈ HK$579,510/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,328
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$311,463
−HK$8,253/mo
Today · 4.125%
HK$319,716
baseline
▲ 0.50% · 4.625%
HK$336,569
+HK$16,853/mo
Deposit HK$6.64M · loan HK$59.79M · min. income ≈ HK$639,432/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,249 · Scale 2, in force from 26 Feb 2026)