LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,497
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$156,209
−HK$4,788/mo
Today · 4.125%
HK$160,997
baseline
▲ 0.50% · 4.625%
HK$170,793
+HK$9,796/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$321,994/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,538
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$173,059
−HK$4,585/mo
Today · 4.125%
HK$177,644
baseline
▲ 0.50% · 4.625%
HK$187,008
+HK$9,364/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$355,288/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,796
−HK$11,400/mo
▼ 0.25% · 3.875%
HK$187,451
−HK$5,745/mo
Today · 4.125%
HK$193,196
baseline
▲ 0.50% · 4.625%
HK$204,952
+HK$11,756/mo
Deposit HK$26.58M · loan HK$39.86M · min. income ≈ HK$386,392/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,246
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$207,670
−HK$5,503/mo
Today · 4.125%
HK$213,173
baseline
▲ 0.50% · 4.625%
HK$224,409
+HK$11,236/mo
Deposit HK$26.58M · loan HK$39.86M · min. income ≈ HK$426,346/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,095
−HK$13,300/mo
▼ 0.25% · 3.875%
HK$218,693
−HK$6,702/mo
Today · 4.125%
HK$225,395
baseline
▲ 0.50% · 4.625%
HK$239,110
+HK$13,715/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$450,790/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,954
−HK$12,748/mo
▼ 0.25% · 3.875%
HK$242,282
−HK$6,420/mo
Today · 4.125%
HK$248,702
baseline
▲ 0.50% · 4.625%
HK$261,811
+HK$13,109/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$497,404/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,694
−HK$17,100/mo
▼ 0.25% · 3.875%
HK$281,176
−HK$8,618/mo
Today · 4.125%
HK$289,794
baseline
▲ 0.50% · 4.625%
HK$307,427
+HK$17,633/mo
Deposit HK$6.64M · loan HK$59.79M · min. income ≈ HK$579,588/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,369
−HK$16,390/mo
▼ 0.25% · 3.875%
HK$311,505
−HK$8,254/mo
Today · 4.125%
HK$319,759
baseline
▲ 0.50% · 4.625%
HK$336,614
+HK$16,855/mo
Deposit HK$6.64M · loan HK$59.79M · min. income ≈ HK$639,518/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,632 · Scale 2, in force from 26 Feb 2026)